1. You are in control of how the money is used.
  2. You are not dependent on the insurance company for your money.
  3. Payments are a valuable asset that can be valued and sold in a competitive marketplace.
  4. In the event of a death, structured settlement payments can be deferred to a beneficiary.
  5. Structured settlements are often a welcomed compromise in a lawsuit, with advantages to both the plaintiff and the defendant. If you don’t want to pursue long-term litigation, you may prefer a structured settlement.
  6. Payments are tax-free.
  7. Payments can be scheduled for almost any length of time and can begin immediately or be deferred for as many years as requested. They can include future lump-sum payouts or benefit increases.
  8. Unlike stocks, bonds, and mutual funds, structured settlements do not fluctuate with market changes. Payments are guaranteed by the insurance company that issued the annuity.
  9. A structured settlement often yields, in total, more than a lump-sum payout would because of the interest your annuity may earn over time.
  10. If a child under of the age of 18 received a structured settlement in a personal injury case and his or her circumstances have changed profoundly since the settlement was ordered, a parent or legal guardian may sell the right to future payments

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